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Holiday Time or Anytime Loans at Bay Country Financial Services

family picking out christmas tree

December is here, and that means holiday parties and special presents may leave you asking yourself, “Where can I get a holiday loan?” At Bay Country Financial Services, auto and personal loans for the holidays happen here and throughout the year! If you’re worried that personal loans for the holidays with bad credit mean you’ll miss out on gift giving, we make the perfect Secret Santa.

Why Choose Bay Country Financial?

From summer trips to those snowy winter vacations, our team is in the business of lending to people, not credit scores. Regardless of your credit history, we’ll work with you to secure the loan you need. We want to work together to help you achieve the financial peace you deserve 365 days a year.

What Type of Loans Does Bay Country Financial Offer?

We specialize in two types of loans:

Secured Personal Loans—Secured personal loans are perfect for those who may have issues with their credit history or no credit history. Whether you need a little extra jingle in your pocket for Christmas gifts or face unexpected expenses that can throw your budget for a loop year-round, secured personal loans allow you to borrow against a form of collateral you own.

Bay Country Secured Personal Loan benefits include:

  • Financing available for up to $50,000
  • No application fees
  • Same day approval
  • Budget-friendly loan options
  • Fixed terms and fixed rates between 12 and 60 months
  • Unlike credit cards, we help you determine the payoff date in advance.

Auto Loans—If you’ve dreamed of placing a red bow atop a car on Christmas morning for that special someone, our auto loans can help make that a reality. Whether you’re purchasing new or used, our vehicle financing provides flexibility depending on your downpayment and the price of the car.

Some of the benefits you enjoy when you work with us include:

  • Financing available for up to $50,000
  • Same-day approval from Maryland’s largest independent finance company
  • A+ Better Business Bureau rated
  • Flexible rates for up to 72 months
  • An unbeatable vehicle protection program

As you look ahead to 2023, remember Bay Country Financial Services wants to be your financial resource for life. When times are good, it’s easy for you to feel secure. Count on us to be your partner when you most need someone in your corner. Don’t forget to check our holiday hours at our Maryland offices in Glen Burnie, Reisterstown, and Eason.

From all of us at Bay Country Financial Services, we wish you Happy Holidays and a Happy New Year!