4.9 Stars - Based on 156 User Reviews

Home Equity Loans

Home Equity Loans

If you own your home, you may be able to borrow funds based on the equity you’ve accumulated.

As the best home equity loan company in Maryland, Bay Country Financial Services offers fixed-rate options to consolidate debt or pay for home improvements. Approved loan amounts to qualified borrowers are based on a primary Maryland residence and subject to the Appraised Value less any first mortgage balance and are subject to our normal credit criteria.

NMLS No. 194784

Apply for a Home Equity Loan

The Greatest Compliment Our Clients Can Give is the Referral of Their Friends and Loved Ones.

Each person that I met was very professional and friendly and there was hardly any waiting time. My loan officer was knowledgeable and friendly.

TCA Rezy

5/05/2021

I have never been turned down by them.Good place to do business with!!!!!!

barbara griffin

4/02/2021

Chris was very professional and knowledgeable. We were in and out in no time.

Gary Liebrich

3/28/2021
My wife and I have had a several loans thru Bay Country and its always been a pleasant, professional experience. The only reason this isn't a 5 Star response is because they don't have the ability for customers to pay online. That convenience would be major.

Antwon Grant

3/18/2021

I have had several loans from the Glen Burnie office. My experiences have been pleasant. The team members are professional even when there is a problem. They are easy to work with and they find solutions to your needs. Customer for life! Christie was great to work with on my most recent loan. The young lady at the reception area is always friendly and welcoming.

Derek Wilson

3/07/2021

I have had several loans from the Glen Burnie office. My experiences have been pleasant. The team members are professional even when there is a problem. They are easy to work with and they find solutions to your needs. Customer for life!

Derek Wilson

3/06/2021
I been dealing with this company for years it’s the best everyone works here is friendly they get u in and out and they work with you with payments I give bay country 10 stars.

Quanita Thompson

2/10/2021

They have been so kind and helpful since our first loan!!!

Carlos Spriggs

2/04/2021

Chris was very knowledgeable and answered my questions. This is my second loan and I highly recommend Bay Country.

Robyn Miller

1/28/2021
Johnnie was excellent. It was like we were old friends and it was my first time speaking with her. Very professional and got me approvedquick. I met Chris when I came in to sign my papers, and he was excellent as well. All the staff in this branch are very professional and courteous. Thank you

Lucy Powell

1/23/2021

My experience is always the best totally appreciated at a time of need for me quick and done happy holiday to everyone there

Elsie Brooks

12/24/2020

My agent was great. Very helpful and compassionate to my financial need. She always sends me little notes as a thinking of you and makes herself available to me if needed. The process was easy and seamless. I would recommend this company to family and friends who may find themselves in difficult financial constraints.

Mrs Capricorn

12/18/2020
Excellent customer service at all times!

Dwain Johnson

12/11/2020

Thank you William for your great service, and a Special Thank you to the manager Tom for making it happen😁

Felicia Wade

12/11/2020

I am in the process of rebuilding my credit and they approved me for a auto loan of like $7000; which I am very thankful for. My payments are very low which I love and I easily make my half payment each week, my only con is that they do not report on my credit report . Overall I’ve had no issues with this bank and I can’t wait to pay off my loan ! 😁

Ajia Dashawna

11/25/2020
They saved me over and over. This is a highly recommended place to come when you can’t get anymore loans. I wish I knew about them before I ever got a loan. They are reliable , they get you money the same day. They saved me from losing my car, they helped me get my first home. They are only expecting you to pay them each month. They are an brilliant company and me being a single mother I would have lost my car without them and not have got my first home. Dependable and amazing service !! THANK YOU for having my back time and time again & I mean that from the bottom of my heart.

Alpha F

11/22/2020

This company was great! I had a quick and easy experience and the employees were very professional! I would definitely recommend to a friend!

Tabatha Shawver

11/18/2020

When I was going through some tough moments and needed money to consolidate my bills, I came across Bay Country and not only the y approved me with my low credit they are very reasonable and work with you even if you make late payments and due to COVID been late several times but came through, THANK YOU SO MUCH I will def refer you to anyone who is looking for a loan and will def use your service again after paying off my loan.THANK YOU FOR SAVING ME.

Amina

11/18/2020
I am in the process of rebuilding my credit and they approved me for a auto loan of like $7000; which I am very thankful for. My payments are very low which I love and I easily make my half payment each week, my only con is that they do not report on my credit report 🥺. Overall I’ve had no issues with this bank and I can’t wait to pay off my loan ! 😁

Ajia Dashawna

11/09/2020

My only complaint is tgg hv at I do not know the current balance as I only receive flyers in the mail advertising their services.

Chris Fox

11/05/2020

My only complaint is tgg hv at I do not know the current balance as I only receive flyers in the mail advertising their services.

Chris Fox

11/04/2020
First & Far most Importantly this is my second loan with Bay Country & each time ive had a pleasant experience Jennifer,Amber, Gina where all fantastic to wrk with they made me feel valued and thats what this world needs with everything thats going on in the world those ladies had me in& out and they worked as a team.No doubt I will refer my family and friends.I couldnt imagine anyone having a bad experience with this team.Thanks so much ladies😊

jeanell sims

11/04/2020

Quick and easy.

Pasdedrame Tosha

10/28/2020

I just want to say thank you thank you thank you!!!! Things were rough due to COVID and you guys made it possible to catch up my bills. I am thankful for everything and I will be referring you guys to everyone I know!!!

Donnetta Davis

10/09/2020
I just want to say thank you thank you thank you!!!! Things were rough due to COVID and you guys made it possible to catch up my bills. I am thankful for everything and I will be referring you guys to everyone I know!!!

Donnetta Davis

10/09/2020

Excellent! This is my 2nd Loan. I highly recommend this loan company to anyone!

Courtney Young

9/26/2020

I must keep it real they are really there when I need them

Jeffrey Brown

9/25/2020
Fast and quick and very professional.

Betty Adamson

9/22/2020

Very professional very polite

Theresa Poke

9/05/2020

Very professional very polite

Theresa Poke

9/05/2020

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