How Does It Work?
Automobile financing with us offers flexibility that’s hard to find!
It depends on the price of the vehicle you want to buy, as well as the amount of money you put into a down payment. Taking those into account, we’ll work with you to figure out a payment plan that works for you.
The beauty of an auto loan is that the vehicle itself is the collateral. This means it’s even easier to qualify than if you were to apply for a personal loan.
Fast Funds When You Need Them!
Get funds fast and pay loans with your debit card.
- Apply in-store, over the phone, or online
- You have the option to receive funds on your debit or prepaid card
- Make a payment in-store, over the phone, or online
Don’t wait for checks to clear or worry about driving to a store. Bay Country Finance pushes funds straight to your debit or prepaid card so you receive funds when you need them.
Benefits of Our Secured Personal Loans
- Financing is available up to $50,000
- Speedy approvals, often the same day as your application
- Convenient loan options to offer flexibility
- No application fees
- Budget-friendly terms
- Fixed terms and rates ranging from 12 to 60 months
Refinancing
You don’t have to be locked into your current car loan forever! Sometimes a refinance is in your best interest—yes, even if you have a lower-than-ideal credit score.
So why should you refinance? You could potentially:
- Lower your monthly payments
- Reduce your interest rates
- Shorten the length of your loan
- Improve your credit score
If your credit score has improved since you initially financed your vehicle, refinancing could save you money!
Auto Loans
Hit the open road without further delay! We know you have places to be, so we’ve designed an application process that’s as fast as your dream car. Enjoy a variety of financing options of up to 60 months with a maximum of $50,000!
Learn MoreThe minimum and maximum period for repayment are 12 – 60 months. Your terms vary based on personal information like credit history, income, expenses, debts, and acceptable collateral.
