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Welcome to Bay Country’s news page, your go-to resource for staying ahead in the world of lending. Whether you’re a borrower, investor, or financial enthusiast, here you’ll find analysis, industry trends, and valuable tips to navigate the complexities of lending and consumer credit.

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Auto Payment Delinquency: What You Need to Know

Automobile loan delinquencies are increasing. It’s a serious problem that causes major headaches for car dealerships and lenders. Here’s what you should know about auto payment delinquencies and the advice lenders like Bay County Financial Services can offer. How Did We Get Here? Although vehicle prices have increased over the past two years, auto loan […]

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The Staycation Vacation

“I don’t need a vacation,” said no one ever!  Between work and family stressors, sometimes taking a long getaway isn’t possible. That’s why a staycation––a vacation closer to home––may be the trip that’s right for you.  No Travel Headaches No TSA lines. Zero lost luggage. Recalculating maps, be gone! When you choose a staycation, there […]

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The 5 C’s Explained: What Lenders Look for When Approving Loans

If you’re thinking about applying for a personal loan, the process can seem overwhelming and mysterious. So much paperwork, so many questions, and so little guidance on what you need to qualify for approval. What are the basic requirements? Here are a few things lenders look for during the process. The Five C’s of Credit […]

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