What is Debt Consolidation?
So how does it work?
Basically, debt consolidation combines multiple debts into one easy payment. This means you only have to keep track of one balance that says in the same place; no more switching from app to app or site to site making sure you’ve made every payment!
Get one due date and one term that makes your life easier.
Fast Funds When You Need Them!
Get funds fast and pay loans with your debit card.
- Apply in-store, over the phone, or online
- You have the option to receive funds on your debit or prepaid card
- Make a payment in-store, over the phone, or online
Don’t wait for checks to clear or worry about driving to a store. Bay Country Finance pushes funds straight to your debit or prepaid card so you receive funds when you need them.
How We Can Help
Of course, another hurdle that you need to deal with is being approved for debt consolidation and loans.
At Bay Country Financial Services, we’ll do everything in our power to make sure your journey to financial security is as smooth as possible. Debt consolidation is one step in that simplification, and with our secured loan process, we seek to be our partner in financial security!
Loan Benefits
Life is not just about being able to pay your debts.
Getting a loan that works for you is also about offering benefits that are geared towards helping you manage without worrying 24/7. Let’s take a look at the benefits of our debt consolidation services:
- Consolidation of debts up to $50,000
- Same day approvals
- Convenient, flexible options
- No application fees
- Compatible with your budget
- Fixed terms
- Payment plans that range from 12–60 months
Ready to Apply?
The application process is easy!
Get in touch with us, answer a few questions so we can familiarize ourselves with your situation, and look forward to an easier way to manage your debt! Our process is designed to be simple and quick, so you can look forward to a quick response!
The minimum and maximum period for repayment are 12 – 60 months. Your terms vary based on personal information like credit history, income, expenses, debts, and acceptable collateral.
Let Us Reward Your Loyalty!
If You Are a Current or Former Valued Customer, Enjoy the Following Benefits on a New Loan with Us
- $25 Amazon Gift Card when your new loan closes*
- 45 days before your first payment is due
- “Instant Funding” directly to your debit card
- Plus, earn a $25 Amazon Gift Card for the referral of a friend or family member (Referring customer must close loan to become eligible).
*Any customer eligible for a Loyalty Gift Card must notify your loan officer at time of loan closing. Terms, conditions, and some restrictions apply. Not all will qualify.
