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Your loan, your way! We make it as easy as 1, 2, 3!


Apply Online

Once we have some financial, employment, and personal info, you’ll get a quick response on your loan request.


Connect with a Loan Specialist

Upon approval, we’ll discuss your options and verify things like identity, income, expenses, and any needed collateral on the phone, online, or at a branch.


Sign & Get Your Money

After you review and accept your loan, you’ll sign loan documents and receive the money. It’s that easy!

Benefits of Choosing Bay Country

  • Easy application process
  • A+ rated with the Better Business Bureau
  • Competitive rates with flexible terms
  • Same day approvals
  • No application fees
  • Budget-friendly loan options
  • Fixed-rate options
  • Low-interest rates
  • Flexible loan amounts