It’s no secret, most American adults have debt. Many Americans have a lot of different forms of debt. If you’re one of them, you may be struggling to keep on top of it all. Some days it can feel like it’s raining car payments and credit card bills. In addition to all of that stress, […]
There will always be people in need of a new or used car, but it’s rare that someone has enough cash to pay in full up front. Because of the high price point, most people must rely on credit or a loan in order to buy a vehicle. Thankfully, there are many different types of […]
December is here, and that means holiday parties and special presents may leave you asking yourself, “Where can I get a holiday loan?” At Bay Country Financial Services, auto and personal loans for the holidays happen here and throughout the year! If you’re worried that personal loans for the holidays with bad credit mean you’ll […]
And just like that, we’re once again cruising into the holiday season fast. You have family to visit, a gift exchange with your BFFs, and so many loved ones that made the “nice list” this year. Bay Country Financial Services has some smart spending habits to help you make that holiday cash go a little […]
If you’re thinking about applying for a personal loan, the process can seem overwhelming and mysterious. So much paperwork, so many questions, and so little guidance on what you need to qualify for approval. What are the basic requirements? Here are a few things lenders look for during the process. The Five C’s of Credit […]
You have the dream trip in mind, but if you’re like millions of Americans, that price tag may seem out of reach. Should you put it on your credit cards or apply for a personal loan? Let’s take a look at the pros and cons of a vacation loan. What is a Vacation Loan? Also […]
Warmer weather brings spring cleaning to mind and a seemingly endless list of chores to be done both inside and outside. In between the sweeping and mowing, however, it’s time to add something else to your to-do list: spring cleaning for your finances. Organize Your Finances Take a look at your past year’s financial records. […]
You may need money for any number of things from emergency funding to home repairs, vacations, taxes, and bill consolidation. At Bay Country Financial Services, we are in the business of approving borrowers for the funds they need, no matter why they need them. Vacation Loans You may find cruises and vacation destinations offering more […]
The IRS has warned that they are backlogged with tax returns already. This means there’s a good chance that this year’s tax refund check may not be in your mailbox when you’d hoped. Did you have a vacation, home repairs, or large purchases in mind for that check? Don’t let the IRS delay derail your […]
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