Stuff happens, even to the best of us. Stuff we don’t want to happen. Stuff that presents big expenses or unexpected financial needs. Life stuff. And when life stuff happens many people turn to personal loans to get them through to the other side. In particular, they often turn to a secured personal loan. What […]
Financial health can be intimidating once you consider everything involved—earnings, bills, accounts, and of course, personal loan payment plans. That last one, however, doesn’t need to be intimidating. In fact, if you use a personal loan payment calculator, create a budget, monitor your balance, and keep in contact with us, your experience will be smooth. […]
Read More… from Best Practices for Managing a Personal Loan Payment
Financial hardship is a concept that everyone is familiar with. It could be the result of several things—sudden job loss, medical emergency expenses, online scams, economic downturns, and so on. One thing is certain, though: There’s never a “good” time for this hardship to hit, and more often than not, it actually seems to happen […]
Read More… from Exploring Flexible Loan Options During Financial Hardship
Home improvement projects are exciting. You’re giving an area of your home a makeover that will make your living space even better by improving its comfort and functionality. As a bonus, it increases the value of your home. With that said, most (if not all) of these projects come with a hefty price tag when […]
Read More… from How to Use a Personal Loan for Home Improvement Projects
Life is full of surprises—happy accidents, chance encounters, marriage proposals, pregnancy announcements—the list goes on. But unfortunately, some surprises aren’t as welcome as others. Sometimes, the rug is pulled out from under us in such a jarring fashion that we don’t know what to do, and we begin to panic. This could take the form […]
Read More… from How Emergency Loans Can Help You Handle Sudden Expenses
The holiday season is meant to be a time to rejoice—to share in joy with your friends and family members, eat good food, and take in the coziness of it all. Unfortunately, a fair bit of stress accompanies that joy. One of those major stressors is money—just look at these holiday spending statistics. Think about […]
Read More… from Bad Credit Loan: Don’t Miss Out on Holiday Shopping
Financial crises can come in many different sizes and typically strike without warning. In 2008, the world suddenly found itself in the midst of a financial crisis that threatened to bring down whole economies. But financial crises don’t have to be at that kind of scale to be frightening. Personal financial crises–caused by medical bills, […]
Read More… from Emergency Loans: How They Work and How to Get One
There’s no way around it: A low credit score can cause problems. Your insurance rates could skyrocket, apartment applications could be denied… the list goes on. While Bay Country Financial Services places an emphasis on lending based on more than just credit scores, the unfortunate reality is that many other lenders don’t. A poor credit […]
Read More… from How to Rebuild Credit With Secured Personal Loans
In our most recent blog post, we discussed using your car as collateral for a loan. Today, we’re going to continue that discussion. Have you ever had something come up at the last minute and suddenly needed money? If so, you know how important it is to be able to get the cash you need […]
Imagine you’ve just purchased a new house and almost as soon as you move in the HVAC unit dies. It’s the middle of winter, and you don’t have the money to get it fixed. What do you do? Thankfully, personal loans can be your lifeline and offer a solution to unforeseen expenses and challenges such […]
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