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How Consolidating Debt With a Personal Loan Can Help You

smiling young couple on couch getting a personal loan

It’s no secret, most American adults have debt. Many Americans have a lot of different forms of debt. If you’re one of them, you may be struggling to keep on top of it all. Some days it can feel like it’s raining car payments and credit card bills. In addition to all of that stress, you might be bogged down worrying about having to pay back your student loans. 

Before you rip your hair out and scream, while trying to keep track of what has to be paid when, remember there could be an easy solution. Bay Country Financial is here to help you get through it all. With a personal loan from us, you can combine several debts and reduce the number of monthly payments you make. 

Can you imagine only needing to make one monthly payment instead of three? You could also use this loan to lower the dollar amount of your monthly payments. As an added bonus, this could reduce your interest rates, saving you a significant amount of money over the life of the loan. This practice, known as “debt consolidation,” is a popular way to eliminate debt. 

What About My Credit Score?

Don’t be afraid you won’t qualify just because you have a low credit score. We want to work with you no matter what your credit score is. You are more than a number to us. Bay Country Financial values and cares about people. Your credit history doesn’t scare us. We are here to help. In fact, you can use a loan from us to help establish or rebuild your credit.

With Bay Country Financial 

We stand alongside you and are proud to offer personal loans with:

  • No application fees
  • Same day approval
  • Budget-friendly loan options
  • Fixed terms and fixed rates between 12 to 60 months

When you are considering the future, know Bay Country Financial is here for you today, and we will be here for all of your financial needs in the future. We want to be the shoulder you can always lean on, and we will always be on your side.