How Does It Work?
Automobile financing with us offers flexibility that’s hard to find!
It depends on the price of the vehicle you want to buy, as well as the amount of money you put into a down payment. Taking those into account, we’ll work with you to figure out a payment plan that works for you.
The beauty of an auto loan is that the vehicle itself is the collateral. This means it’s even easier to qualify than if you were to apply for a personal loan.
Fast Funds When You Need Them!
Get funds fast and pay loans with your debit card.
- Apply in-store, over the phone, or online
- You have the option to receive funds on your debit or prepaid card
- Make a payment in-store, over the phone, or online
Don’t wait for checks to clear or worry about driving to a store. Bay Country Finance pushes funds straight to your debit or prepaid card so you receive funds when you need them.
How We Can Help
Of course, another hurdle that you need to deal with is being approved for debt consolidation and loans.
At Bay Country Financial Services, we’ll do everything in our power to make sure your journey to financial security is as smooth as possible. Debt consolidation is one step in that simplification, and with our secured loan process, we seek to be our partner in financial security!
Loan Benefits
Life is not just about being able to pay your debts.
Getting a loan that works for you is also about offering benefits that are geared towards helping you manage without worrying 24/7. Let’s take a look at the benefits of our debt consolidation services:
- Fast, same day approval Maryland’s largest independent finance company
- A+ rated with the Better Business Bureau
- Financing for cars, trucks, and motorcycles
- Flexible rates up to 60 months
- Financing available up to $50,000
- An unbeatable vehicle protection program
Ready to Apply?
The application process is easy!
Get in touch with us, answer a few questions so we can familiarize ourselves with your situation, and look forward to an easier way to manage your debt! Our process is designed to be simple and quick, so you can look forward to a quick response!
The minimum and maximum period for repayment are 12 – 60 months. Your terms vary based on personal information like credit history, income, expenses, debts, and acceptable collateral.
Let Us Reward Your Loyalty!
If You Are a Current or Former Valued Customer, Enjoy the Following Benefits on a New Loan with Us
- $25 Amazon Gift Card when your new loan closes*
- 45 days before your first payment is due
- “Instant Funding” directly to your debit card
- Plus, earn a $25 Amazon Gift Card for the referral of a friend or family member (Referring customer must close loan to become eligible).
*Any customer eligible for a Loyalty Gift Card must notify your loan officer at time of loan closing. Terms, conditions, and some restrictions apply. Not all will qualify.
