And just like that, we’re once again cruising into the holiday season fast. You have family to visit, a gift exchange with your BFFs, and so many loved ones that made the “nice list” this year. Bay Country Financial Services has some smart spending habits to help you make that holiday cash go a little further.
Personal loans are flexible and there for you when you need them during holiday time (or any time, for that matter). You may want to use your extra funds to:
- Travel to see loved ones
- Treat yourself
- Decorate your home, Clark Griswold-style
- Make it a holiday to remember
No matter how you spend your holiday funds, your Secret Santa plans are safe with us!
Create a Budget
Set a budget and stick to it. Even when making your lists and checking them twice, it’s easy to go overboard shopping for those you love. When parties dot the calendar, there are teacher gifts to find, and unexpected expenses arise, our secured loans are here to help you make the holidays special.
Decide on a reasonable spending limit and commit yourself to that dollar amount. Remember to keep track of your gift purchases. It’s easy to lose track of which gift is for whom, so write them down, then check it off your list. Don’t forget, even Santa keeps a list. It’s okay if you do, too!
Deals aren’t just for Black Friday anymore. Retailers love to give you discounts year-round. There’s nothing wrong with tucking gifts away during the months leading up to the winter holiday season and planning ahead. Look for special offers, free shipping, and bonuses, like store gift cards with the purchase of certain items.
When you need an elf to help you fill stockings this year, Bay Country Financial Services is thrilled to be the place for personal loans Maryland clients turn to. Our teams are available 6 days a week in Glen Burnie, Reisterstown, and Easton are here to help you secure the secured personal loans you need. Let’s work together!