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Vacations, Staycations, Cash for Any Reason!

family using personal loan for vacation

If you’re planning on taking a vacation this summer, or if you just want to take a few days off, you shouldn’t worry about money stopping you. There’s no limit on the ways to use a personal loan from Bay Country Finance.

Debt Consolidation

Taking advantage of a personal loan in order to consolidate debt and reduce the number of payments that have to be made every month is a popular financial decision. By taking out a single personal loan and then using it to pay off other loans, you can simplify the repayment process and potentially reduce interest rates. In the long run, this could save you large sums of money over the life of the loan.

Travel and Vacations

As stress levels have increased in recent years, many people have been feeling a greater need to pack a suitcase and get away from it all, but travel can be expensive. Thankfully a personal loan can be used to cover the cost of flights, car rentals, hotel rooms, and travel packages. 

While many people want to get away, others are realizing they really just want to stay home, explore local attractions, visit theme parks, and take their families out for a few nice meals. 

A personal loan can cover all of those expenses too.

Home Improvement and Renovations

Home upgrades are popular these days. If you want to expand your kitchen, knock out a dining room wall, or turn a half bath into a full bath that feels like a day spa, you can use a personal loan. While you could take out a home equity loan for this, it might make more sense to apply for a personal loan especially if:

  • You’re planning to only spend a few thousand dollars which isn’t enough to reach the minimum personal loan amount most banks set, and you don’t want to borrow more money than you need.
  • You don’t want to borrow against your house and risk losing it.
  • You haven’t built enough equity in your home to qualify.
  • You’re renting and don’t own your home.

When you’re having a personal crisis or a family emergency, you need to have access to funds that are readily available, and being approved quickly is vital. It might be tempting to put an unexpected car repair or hospital bill on a credit card, but a personal loan is likely to be a better option. Personal loans usually have a lower interest rate than credit cards, and most banks can quickly approve you. At Bay Country Finance we approve personal loans within one hour!

Wedding or Special Events

Whether you’re getting ready to say, “I do,” or you’re planning your daughter’s sweet sixteen party, some of life’s most special moments can also be the most expensive. When you haven’t saved enough but don’t want to cut your guest list or miss out on the perfect venue, a personal loan can save the day. 

All The Moments

Whether you need to reduce your debt, plan a vacation, have an emergency, or are getting married, there’s no doubt that life is filled with expensive moments. At Bay Country Finance, we are always here for you. Contact us today and let us show you how simple the personal loan application can be.