Credit Insurance Program
Empowering Financial Security with Bay Country Finance
At Bay Country Finance, we’re committed to not only providing exceptional loan solutions but also maintaining and increasing your financial well-being. As part of our dedication to your prosperity, we work with Securian Financial to offer our customers a comprehensive range of optional insurance and ancillary products designed to help safeguard you and your loved ones against life’s uncertainties. Our customers are not required to purchase these products and doing so will not impact the approval or funding of your loan.
Securian Financial is the marketing name for Securian Financial Group, and its subsidiaries.
Minnesota Life Insurance Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group.
Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Property and casualty insurance products are issued by Securian Casualty Company, a New York authorized insurer. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Product availability and features may vary by state.
A Shield for Life’s Unexpected Twists
At Bay Country Finance, we believe in providing choices that empower you to protect your financial future according to your unique needs and circumstances. Optional insurance products offer you peace of mind and financial security when you need it the most. Read below for more information on credit life and disability insurance, credit involuntary unemployment insurance, and vehicle single interest insurance.
Credit Life and Disability Insurance: Protecting Your Family’s Future
Credit life insurance helps to provide invaluable support to your loved ones by settling the outstanding balance of your loan in the event of your passing during the coverage term, a crucial step in maintaining financial stability for your loved ones. Additionally, credit disability insurance ensures that your loan payments are covered for a specified period of time of incapacitation due to covered illnesses or injuries which alleviates financial burdens during challenging times. Exclusions apply for specific causes of death. Waiting periods may apply to credit disability insurance.
Credit Involuntary Unemployment Insurance: A Safety Net for Uncertain Times
We understand that unexpected job loss can pose significant financial challenges. That’s why Bay Country Finance offers involuntary unemployment insurance to help cover your loan payments during such challenging periods. We offer credit involuntary unemployment insurance, commonly referred to as IUI. This coverage provides a safety net by covering a specified number of loan payments in the event of a qualifying job loss, offering you stability and reassurance during transitional periods. A waiting period may apply.
Vehicle Single Interest Insurance: Protecting Your Investment
Your vehicle is more than just a mode of transportation; it’s an investment in your life and livelihood. Our vehicle single interest (VSI) insurance protects both you and your lender by covering the loan balance, up to a predetermined limit, in the event of damage to the vehicle or theft of the vehicle. With VSI insurance, you can drive with confidence, knowing that your investment is safeguarded against unforeseen circumstances.
Dedicated Support and Assistance
Bay Country Finance and Securian are committed to providing you with the insurance solutions you need for peace of mind. At Bay Country Finance, we prioritize your satisfaction and peace of mind above all else. Bay Country Finance is here to support you every step of the way, from selecting the right insurance products, including credit life insurance on car loans, to addressing any concerns or inquiries you may have. Whether you need assistance with policy management or have questions about claims processes, we’re here to provide personalized support tailored to your needs. Contact Bay Country Finance today for more information.
Exploring Your Options with Confidence
Your financial journey is unique, and at Bay Country Finance, we’re committed to empowering you with the tools and resources you need to thrive. Explore our diverse range of loan options today, confident that you’re backed by a trusted partner dedicated to your financial success. With Bay Country Finance, you can confidently take control of your financial future with the peace of mind that comes from knowing you are fully protected.
Total Damage Protection
Total Loss Vehicle Protection – Up to $2,500
Auto Deductible Reimbursement – Up to $500
Dent Defender – Up to two (2) Paintless Dent Repairs
Key Fob Reimbursement – Up to $750