How Consolidating Debt With a Personal Loan Can Help You

It’s no secret, most American adults have debt. Many Americans have a lot of different forms of debt. If you’re one of them, you may be struggling to keep on top of it all. Some days it can feel like it’s raining car payments and credit card bills. In addition to all of that stress, […]
Need an Advance on Your Tax Return?

What Is a Tax Refund Advance? An advance on a tax return is a loan that lets you borrow money against your anticipated tax refund. This can be an easy way for you to get your money faster than the IRS sends your refund. Can I Get an Advance on My Tax Return? The lending […]
Secured Auto Loans – What You Need to Know

There will always be people in need of a new or used car, but it’s rare that someone has enough cash to pay in full up front. Because of the high price point, most people must rely on credit or a loan in order to buy a vehicle. Thankfully, there are many different types of […]
Guilty As Charged: Recovering From Holiday Overspending

Have credit card bills replacing holiday cards in your mailbox? Has all that paying for gifts, special meals, decorations, parties, and holiday travel left you a bit overwhelmed? If so, you are definitely not alone. TD Bank’s most recent Merry Money Survey reports that 74% of consumers admit that the “financial aspects of the holiday […]
Holiday Time or Anytime Loans at Bay Country Financial Services

December is here, and that means holiday parties and special presents may leave you asking yourself, “Where can I get a holiday loan?” At Bay Country Financial Services, auto and personal loans for the holidays happen here and throughout the year! If you’re worried that personal loans for the holidays with bad credit mean you’ll […]
FTC Safeguards Rule: Taking Your Data to a New Level of Safety and Security

In recent years, cyberattacks and data breaches at financial institutions and other organizations that collect sensitive customer data have caused significant damage to consumers, including identity theft, financial loss, and more. Last year, the Federal Trade Commission (FTC) decided enough was enough, announcing its Standards for Safeguarding Customer Information– a set of guidelines aimed at […]
Loans to Help With The Holidays

And just like that, we’re once again cruising into the holiday season fast. You have family to visit, a gift exchange with your BFFs, and so many loved ones that made the “nice list” this year. Bay Country Financial Services has some smart spending habits to help you make that holiday cash go a little […]
Auto Payment Delinquency: What You Need to Know

Automobile loan delinquencies are increasing. It’s a serious problem that causes major headaches for car dealerships and lenders. Here’s what you should know about auto payment delinquencies and the advice lenders like Bay County Financial Services can offer. How Did We Get Here? Although vehicle prices have increased over the past two years, auto loan […]
Bay Country Financial Services’ Easton Branch is Moving!

We have some big news. Bay Country Financial Services is the company customers trust for fast, flexible, and confidential services. We’ve proudly helped people navigate the loan process for over 100 years. We work hard to get you the loan you need, which can only happen with a solid foundation. Built one step at a […]
The Staycation Vacation

“I don’t need a vacation,” said no one ever! Between work and family stressors, sometimes taking a long getaway isn’t possible. That’s why a staycation––a vacation closer to home––may be the trip that’s right for you. No Travel Headaches No TSA lines. Zero lost luggage. Recalculating maps, be gone! When you choose a staycation, there […]