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Need an Advance on Your Tax Return?

family getting an advance on tax return

What Is a Tax Refund Advance? An advance on a tax return is a loan that lets you borrow money against your anticipated tax refund. This can be an easy way for you to get your money faster than the IRS sends your refund.   Can I Get an Advance on My Tax Return?  The lending […]

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FTC Safeguards Rule: Taking Your Data to a New Level of Safety and Security

woman selling coffee to customer

In recent years, cyberattacks and data breaches at financial institutions and other organizations that collect sensitive customer data have caused significant damage to consumers, including identity theft, financial loss, and more. Last year, the Federal Trade Commission (FTC) decided enough was enough, announcing its Standards for Safeguarding Customer Information– a set of guidelines aimed at […]

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Loans to Help With The Holidays

man lounging on couch by christmas tree online shopping

And just like that, we’re once again cruising into the holiday season fast. You have family to visit, a gift exchange with your BFFs, and so many loved ones that made the “nice list” this year. Bay Country Financial Services has some smart spending habits to help you make that holiday cash go a little […]

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Auto Payment Delinquency: What You Need to Know

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Automobile loan delinquencies are increasing. It’s a serious problem that causes major headaches for car dealerships and lenders. Here’s what you should know about auto payment delinquencies and the advice lenders like Bay County Financial Services can offer. How Did We Get Here? Although vehicle prices have increased over the past two years, auto loan […]

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The Staycation Vacation

small family enjoying breakfast at home

“I don’t need a vacation,” said no one ever!  Between work and family stressors, sometimes taking a long getaway isn’t possible. That’s why a staycation––a vacation closer to home––may be the trip that’s right for you.  No Travel Headaches No TSA lines. Zero lost luggage. Recalculating maps, be gone! When you choose a staycation, there […]

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