Have credit card bills replacing holiday cards in your mailbox? Has all that paying for gifts, special meals, decorations, parties, and holiday travel left you a bit overwhelmed? If so, you are definitely not alone. TD Bank’s most recent Merry Money Survey reports that 74% of consumers admit that the “financial aspects of the holiday […]
December is here, and that means holiday parties and special presents may leave you asking yourself, “Where can I get a holiday loan?” At Bay Country Financial Services, auto and personal loans for the holidays happen here and throughout the year! If you’re worried that personal loans for the holidays with bad credit mean you’ll […]
And just like that, we’re once again cruising into the holiday season fast. You have family to visit, a gift exchange with your BFFs, and so many loved ones that made the “nice list” this year. Bay Country Financial Services has some smart spending habits to help you make that holiday cash go a little […]
Automobile loan delinquencies are increasing. It’s a serious problem that causes major headaches for car dealerships and lenders. Here’s what you should know about auto payment delinquencies and the advice lenders like Bay County Financial Services can offer. How Did We Get Here? Although vehicle prices have increased over the past two years, auto loan […]
“I don’t need a vacation,” said no one ever! Between work and family stressors, sometimes taking a long getaway isn’t possible. That’s why a staycation––a vacation closer to home––may be the trip that’s right for you. No Travel Headaches No TSA lines. Zero lost luggage. Recalculating maps, be gone! When you choose a staycation, there […]
If you’re thinking about applying for a personal loan, the process can seem overwhelming and mysterious. So much paperwork, so many questions, and so little guidance on what you need to qualify for approval. What are the basic requirements? Here are a few things lenders look for during the process. The Five C’s of Credit […]
You have the dream trip in mind, but if you’re like millions of Americans, that price tag may seem out of reach. Should you put it on your credit cards or apply for a personal loan? Let’s take a look at the pros and cons of a vacation loan. What is a Vacation Loan? Also […]
Warmer weather brings spring cleaning to mind and a seemingly endless list of chores to be done both inside and outside. In between the sweeping and mowing, however, it’s time to add something else to your to-do list: spring cleaning for your finances. Organize Your Finances Take a look at your past year’s financial records. […]
You may need money for any number of things from emergency funding to home repairs, vacations, taxes, and bill consolidation. At Bay Country Financial Services, we are in the business of approving borrowers for the funds they need, no matter why they need them. Vacation Loans You may find cruises and vacation destinations offering more […]
The IRS has warned that they are backlogged with tax returns already. This means there’s a good chance that this year’s tax refund check may not be in your mailbox when you’d hoped. Did you have a vacation, home repairs, or large purchases in mind for that check? Don’t let the IRS delay derail your […]
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