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Holiday Time or Anytime Loans at Bay Country Financial Services

family picking out christmas tree

December is here, and that means holiday parties and special presents may leave you asking yourself, “Where can I get a holiday loan?” At Bay Country Financial Services, auto and personal loans for the holidays happen here and throughout the year! If you’re worried that personal loans for the holidays with bad credit mean you’ll […]

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FTC Safeguards Rule: Taking Your Data to a New Level of Safety and Security

woman selling coffee to customer

In recent years, cyberattacks and data breaches at financial institutions and other organizations that collect sensitive customer data have caused significant damage to consumers, including identity theft, financial loss, and more. Last year, the Federal Trade Commission (FTC) decided enough was enough, announcing its Standards for Safeguarding Customer Information– a set of guidelines aimed at […]

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Loans to Help With The Holidays

man lounging on couch by christmas tree online shopping

And just like that, we’re once again cruising into the holiday season fast. You have family to visit, a gift exchange with your BFFs, and so many loved ones that made the “nice list” this year. Bay Country Financial Services has some smart spending habits to help you make that holiday cash go a little […]

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Auto Payment Delinquency: What You Need to Know

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Automobile loan delinquencies are increasing. It’s a serious problem that causes major headaches for car dealerships and lenders. Here’s what you should know about auto payment delinquencies and the advice lenders like Bay County Financial Services can offer. How Did We Get Here? Although vehicle prices have increased over the past two years, auto loan […]

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The Staycation Vacation

small family enjoying breakfast at home

“I don’t need a vacation,” said no one ever!  Between work and family stressors, sometimes taking a long getaway isn’t possible. That’s why a staycation––a vacation closer to home––may be the trip that’s right for you.  No Travel Headaches No TSA lines. Zero lost luggage. Recalculating maps, be gone! When you choose a staycation, there […]

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Is a Vacation Loan Right for You?

small family on vacation standing on beach

You have the dream trip in mind, but if you’re like millions of Americans, that price tag may seem out of reach. Should you put it on your credit cards or apply for a personal loan? Let’s take a look at the pros and cons of a vacation loan. What is a Vacation Loan? Also […]

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Spring Cleaning for Your Finances

man counting money

Warmer weather brings spring cleaning to mind and a seemingly endless list of chores to be done both inside and outside. In between the sweeping and mowing, however, it’s time to add something else to your to-do list: spring cleaning for your finances. Organize Your Finances Take a look at your past year’s financial records. […]

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How Will You Use Your Personal Loan?

woman holding a money fan

You may need money for any number of things from emergency funding to home repairs, vacations, taxes, and bill consolidation. At Bay Country Financial Services, we are in the business of approving borrowers for the funds they need, no matter why they need them. Vacation Loans You may find cruises and vacation destinations offering more […]

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